NJCLASS Loan Program

Eligibility Requirements

Applicant must be U.S. citizen or eligible non-citizen and be enrolled at least half time at eligible institutions. Applicant must have satisfactory academic progress and satisfactory credit history. A cosigner can be added if needed. Must fill all financial aid information by one school. May not exceed total cost of education. Loan is for NJ eligible institution or NJ resident attending an approved out-of-state institution

How to Apply

Apply directly through the sponsoring organization's official application . Review the eligibility requirements above first, and give yourself time before the October 15, 2026 deadline.

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